/* =========================================================
   Lúmen Capital — Dark-mode fintech, neon glow, glassmorphism
   ========================================================= */

:root {
  --bg: #0A0E1A;
  --bg-2: #0D1426;
  --surface: rgba(19, 28, 48, 0.6);
  --surface-solid: #131C30;
  --primary: #22D3EE;     /* electric cyan */
  --accent: #A3E635;      /* lime */
  --violet: #8B5CF6;
  --text: #E5ECF5;
  --muted: #7A8BA8;
  --border: rgba(255, 255, 255, 0.08);
  --border-strong: rgba(255, 255, 255, 0.16);
  --radius: 14px;
  --radius-lg: 22px;
  --radius-sm: 10px;
  --maxw: 1180px;
  --shadow: 0 18px 50px -22px rgba(0, 0, 0, 0.8);
  --glow-cyan: 0 0 0 1px rgba(34, 211, 238, 0.4), 0 0 28px -4px rgba(34, 211, 238, 0.55);
  --ff-head: "Space Grotesk", system-ui, sans-serif;
  --ff-body: "Inter", system-ui, sans-serif;
  --ff-mono: "Space Grotesk", ui-monospace, monospace;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--ff-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  font-size: 16px;
  overflow-x: hidden;
  position: relative;
  min-height: 100vh;
}

/* Dot + grid background texture */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(circle at 1px 1px, rgba(255,255,255,0.035) 1px, transparent 0) 0 0 / 38px 38px,
    linear-gradient(180deg, var(--bg) 0%, var(--bg-2) 55%, var(--bg) 100%);
  pointer-events: none;
}

/* Glowing background orbs */
.orbs { position: fixed; inset: 0; z-index: -1; overflow: hidden; pointer-events: none; }
.orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.5;
  animation: float 18s var(--ease) infinite alternate;
}
.orb.a { width: 520px; height: 520px; top: -160px; left: -120px;
  background: radial-gradient(circle, rgba(34,211,238,0.55), transparent 70%); }
.orb.b { width: 480px; height: 480px; top: 30%; right: -160px;
  background: radial-gradient(circle, rgba(139,92,246,0.5), transparent 70%); animation-delay: -6s; }
.orb.c { width: 420px; height: 420px; bottom: -160px; left: 35%;
  background: radial-gradient(circle, rgba(163,230,53,0.32), transparent 70%); animation-delay: -11s; }

@keyframes float {
  0%   { transform: translate(0,0) scale(1); }
  100% { transform: translate(40px, -50px) scale(1.12); }
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

h1, h2, h3, h4 { font-family: var(--ff-head); font-weight: 600; line-height: 1.12; letter-spacing: -0.02em; }

::selection { background: rgba(34,211,238,0.3); color: #fff; }

:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------- Layout helpers ---------- */
.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: 24px; }
.section { padding: 88px 0; position: relative; }
.section-sm { padding: 56px 0; }
.center { text-align: center; }
.mono { font-family: var(--ff-mono); font-variant-numeric: tabular-nums; font-feature-settings: "tnum"; }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--ff-mono); text-transform: uppercase;
  letter-spacing: 0.18em; font-size: 0.72rem; font-weight: 600;
  color: var(--primary);
  padding: 6px 14px; border-radius: 999px;
  background: rgba(34,211,238,0.08);
  border: 1px solid rgba(34,211,238,0.22);
}
.eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--primary); box-shadow: 0 0 10px var(--primary); }

.section-head { max-width: 640px; margin: 0 auto 52px; }
.section-head.left { margin-inline: 0; }
.section-head h2 { font-size: clamp(1.9rem, 4vw, 2.85rem); margin: 18px 0 14px; }
.section-head p { color: var(--muted); font-size: 1.05rem; }

.gradient-text {
  background: linear-gradient(100deg, var(--primary) 0%, var(--accent) 60%, var(--violet) 120%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--ff-head); font-weight: 600; font-size: 0.97rem;
  padding: 13px 26px; border-radius: 999px; border: 1px solid transparent;
  cursor: pointer; transition: transform 0.25s var(--ease), box-shadow 0.3s var(--ease), background 0.3s; white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; }
.btn-primary {
  background: linear-gradient(100deg, var(--primary), #38e8c8);
  color: #04121A;
  box-shadow: 0 0 0 1px rgba(34,211,238,0.5), 0 10px 34px -10px rgba(34,211,238,0.8);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 0 0 1px rgba(34,211,238,0.8), 0 16px 44px -10px rgba(34,211,238,0.95); }
.btn-ghost {
  background: var(--surface); color: var(--text);
  border-color: var(--border-strong); backdrop-filter: blur(12px);
}
.btn-ghost:hover { border-color: var(--primary); color: #fff; box-shadow: var(--glow-cyan); transform: translateY(-2px); }
.btn-accent {
  background: linear-gradient(100deg, var(--accent), #c7f25a); color: #0c1503;
  box-shadow: 0 0 0 1px rgba(163,230,53,0.5), 0 10px 34px -10px rgba(163,230,53,0.7);
}
.btn-accent:hover { transform: translateY(-2px); box-shadow: 0 16px 44px -10px rgba(163,230,53,0.9); }
.btn-lg { padding: 16px 34px; font-size: 1.05rem; }
.btn-block { width: 100%; }

/* ---------- Glass card ---------- */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  padding: 30px;
  transition: transform 0.35s var(--ease), border-color 0.35s, box-shadow 0.35s;
  position: relative;
}
.card:hover {
  transform: translateY(-5px);
  border-color: rgba(34,211,238,0.45);
  box-shadow: 0 0 0 1px rgba(34,211,238,0.25), 0 24px 60px -24px rgba(34,211,238,0.5);
}

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(10,14,26,0.72);
  backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--border);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 11px; font-family: var(--ff-head); font-weight: 700; font-size: 1.22rem; letter-spacing: -0.02em; }
.brand .logo-mark {
  width: 34px; height: 34px; border-radius: 9px;
  background: linear-gradient(135deg, var(--primary), var(--violet));
  display: grid; place-items: center;
  box-shadow: 0 0 16px -2px rgba(34,211,238,0.7);
}
.brand .logo-mark svg { width: 20px; height: 20px; }
.brand b { color: #fff; }
.brand .dot { color: var(--accent); }

.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-links a {
  font-size: 0.94rem; font-weight: 500; color: var(--muted);
  padding: 8px 14px; border-radius: 999px; transition: color 0.2s, background 0.2s; position: relative;
}
.nav-links a:hover { color: var(--text); background: rgba(255,255,255,0.04); }
.nav-links a.active { color: #fff; }
.nav-links a.active::after {
  content: ""; position: absolute; left: 14px; right: 14px; bottom: 2px; height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--accent)); border-radius: 2px;
  box-shadow: 0 0 8px var(--primary);
}
.nav-actions { display: flex; align-items: center; gap: 12px; }

.hamburger {
  display: none; width: 44px; height: 44px; border-radius: 10px;
  background: var(--surface); border: 1px solid var(--border); cursor: pointer;
  align-items: center; justify-content: center; flex-direction: column; gap: 5px;
}
.hamburger span { display: block; width: 20px; height: 2px; background: var(--text); border-radius: 2px; transition: transform 0.3s, opacity 0.3s; }
.hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero { padding: 84px 0 72px; position: relative; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; }
.hero h1 { font-size: clamp(2.4rem, 5.2vw, 4rem); margin: 22px 0 20px; }
.hero p.lead { font-size: 1.16rem; color: var(--muted); max-width: 540px; margin-bottom: 30px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.hero-note { display: flex; gap: 22px; margin-top: 30px; flex-wrap: wrap; }
.hero-note span { display: inline-flex; align-items: center; gap: 8px; font-size: 0.88rem; color: var(--muted); }
.hero-note svg { width: 16px; height: 16px; color: var(--accent); }

/* Quick apply form (glass) */
.quick-apply {
  background: var(--surface); border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg); padding: 32px; backdrop-filter: blur(18px);
  box-shadow: var(--shadow), 0 0 0 1px rgba(34,211,238,0.08);
  position: relative; overflow: hidden;
}
.quick-apply::before {
  content: ""; position: absolute; top: -50%; right: -30%; width: 70%; height: 100%;
  background: radial-gradient(circle, rgba(34,211,238,0.18), transparent 70%); pointer-events: none;
}
.quick-apply h3 { font-size: 1.3rem; margin-bottom: 6px; }
.quick-apply .qa-sub { color: var(--muted); font-size: 0.92rem; margin-bottom: 22px; }

/* Forms */
.field { margin-bottom: 16px; }
.field label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--text); margin-bottom: 7px; letter-spacing: 0.01em; }
.field .req { color: var(--accent); }
.input, .select, .textarea {
  width: 100%; font-family: var(--ff-body); font-size: 0.97rem; color: var(--text);
  background: rgba(10,14,26,0.65); border: 1px solid var(--border-strong);
  border-radius: var(--radius-sm); padding: 13px 15px; transition: border-color 0.2s, box-shadow 0.2s;
}
.input::placeholder, .textarea::placeholder { color: #54637e; }
.input:focus, .select:focus, .textarea:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(34,211,238,0.18); }
.select { appearance: none; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='none' stroke='%237A8BA8' stroke-width='2' viewBox='0 0 24 24'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }
.select option { background: var(--surface-solid); color: var(--text); }
.textarea { resize: vertical; min-height: 110px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-success {
  display: none; align-items: flex-start; gap: 14px;
  background: rgba(163,230,53,0.08); border: 1px solid rgba(163,230,53,0.4);
  border-radius: var(--radius); padding: 20px; margin-top: 4px; color: var(--text);
}
.form-success.show { display: flex; animation: pop 0.5s var(--ease); }
.form-success svg { width: 26px; height: 26px; color: var(--accent); flex-shrink: 0; }
.form-success strong { display: block; font-family: var(--ff-head); margin-bottom: 4px; }
.form-success p { color: var(--muted); font-size: 0.9rem; }
@keyframes pop { from { transform: scale(0.96); opacity: 0; } to { transform: scale(1); opacity: 1; } }

/* ---------- Trust badge row ---------- */
.trust-row { border-block: 1px solid var(--border); background: rgba(13,20,38,0.5); }
.trust-row .container { display: flex; flex-wrap: wrap; gap: 26px 48px; justify-content: center; align-items: center; padding-block: 28px; }
.trust-item { display: flex; align-items: center; gap: 10px; color: var(--muted); font-size: 0.9rem; font-weight: 500; }
.trust-item svg { width: 20px; height: 20px; color: var(--primary); }

/* ---------- Stats band ---------- */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { text-align: center; padding: 30px 18px; }
.stat .num { font-family: var(--ff-mono); font-variant-numeric: tabular-nums; font-size: clamp(2.1rem, 4vw, 3rem); font-weight: 700; line-height: 1; }
.stat .label { color: var(--muted); font-size: 0.92rem; margin-top: 10px; }

/* ---------- How it works ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { position: relative; }
.step .step-num {
  font-family: var(--ff-mono); font-size: 0.85rem; font-weight: 700; color: var(--primary);
  width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center;
  background: rgba(34,211,238,0.1); border: 1px solid rgba(34,211,238,0.3); margin-bottom: 18px;
}
.step h3 { font-size: 1.22rem; margin-bottom: 10px; }
.step p { color: var(--muted); font-size: 0.96rem; }

/* ---------- Services grid ---------- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.svc-icon {
  width: 54px; height: 54px; border-radius: 13px; display: grid; place-items: center; margin-bottom: 20px;
  background: linear-gradient(135deg, rgba(34,211,238,0.16), rgba(139,92,246,0.16));
  border: 1px solid rgba(34,211,238,0.25);
}
.svc-icon svg { width: 26px; height: 26px; color: var(--primary); }
.card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 0.95rem; }
.card .link {
  display: inline-flex; align-items: center; gap: 6px; margin-top: 16px;
  color: var(--primary); font-weight: 600; font-size: 0.9rem; transition: gap 0.25s;
}
.card .link svg { width: 15px; height: 15px; }
.card:hover .link { gap: 11px; }

/* ---------- Industries strip / grid ---------- */
.ind-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.ind-card { padding: 24px; text-align: left; }
.ind-card .ind-ico {
  width: 46px; height: 46px; border-radius: 11px; display: grid; place-items: center; margin-bottom: 16px;
  background: rgba(163,230,53,0.1); border: 1px solid rgba(163,230,53,0.25);
}
.ind-card .ind-ico svg { width: 24px; height: 24px; color: var(--accent); }
.ind-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.ind-card p { font-size: 0.88rem; }

.ind-strip { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.ind-chip {
  display: inline-flex; align-items: center; gap: 9px; padding: 11px 18px; border-radius: 999px;
  background: var(--surface); border: 1px solid var(--border); font-size: 0.9rem; font-weight: 500;
  transition: border-color 0.25s, transform 0.25s, color 0.25s;
}
.ind-chip:hover { border-color: var(--accent); color: #fff; transform: translateY(-2px); }
.ind-chip svg { width: 18px; height: 18px; color: var(--accent); }

/* ---------- Testimonials ---------- */
.quote-card { display: flex; flex-direction: column; }
.quote-card .stars { display: flex; gap: 3px; margin-bottom: 16px; color: var(--accent); }
.quote-card .stars svg { width: 17px; height: 17px; }
.quote-card blockquote { font-size: 1.03rem; color: var(--text); margin-bottom: 22px; flex: 1; line-height: 1.6; }
.quote-foot { display: flex; align-items: center; gap: 13px; }
.avatar {
  width: 46px; height: 46px; border-radius: 50%; flex-shrink: 0; display: grid; place-items: center;
  font-family: var(--ff-head); font-weight: 700; font-size: 1rem; color: #04121A;
  background: linear-gradient(135deg, var(--primary), var(--violet));
}
.quote-foot .who { font-weight: 600; font-size: 0.94rem; }
.quote-foot .role { color: var(--muted); font-size: 0.83rem; }

/* ---------- FAQ / Accordion ---------- */
.accordion { max-width: 820px; margin-inline: auto; display: flex; flex-direction: column; gap: 14px; }
.acc-item { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: border-color 0.3s; }
.acc-item:hover { border-color: var(--border-strong); }
.acc-item.open { border-color: rgba(34,211,238,0.4); box-shadow: 0 0 0 1px rgba(34,211,238,0.15); }
.acc-trigger {
  width: 100%; background: none; border: none; cursor: pointer; color: var(--text);
  font-family: var(--ff-head); font-size: 1.05rem; font-weight: 500; text-align: left;
  padding: 22px 24px; display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.acc-trigger .acc-ico { width: 26px; height: 26px; flex-shrink: 0; border-radius: 7px; display: grid; place-items: center;
  background: rgba(34,211,238,0.1); border: 1px solid rgba(34,211,238,0.25); color: var(--primary); transition: transform 0.35s var(--ease); }
.acc-trigger .acc-ico svg { width: 15px; height: 15px; }
.acc-item.open .acc-ico { transform: rotate(45deg); }
.acc-panel { max-height: 0; overflow: hidden; transition: max-height 0.4s var(--ease); }
.acc-panel-inner { padding: 0 24px 22px; color: var(--muted); font-size: 0.97rem; }

/* ---------- Comparison table ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--border); border-radius: var(--radius); background: var(--surface); backdrop-filter: blur(12px); }
table.compare { width: 100%; border-collapse: collapse; min-width: 720px; }
table.compare th, table.compare td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--border); font-size: 0.92rem; }
table.compare thead th { font-family: var(--ff-head); color: #fff; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.08em; background: rgba(34,211,238,0.06); }
table.compare tbody tr:hover { background: rgba(255,255,255,0.025); }
table.compare td:first-child { font-weight: 600; color: var(--text); }
table.compare td { color: var(--muted); }
table.compare tr:last-child td { border-bottom: none; }

/* ---------- CTA band ---------- */
.cta-band { position: relative; }
.cta-inner {
  background: linear-gradient(120deg, rgba(34,211,238,0.12), rgba(139,92,246,0.12));
  border: 1px solid var(--border-strong); border-radius: var(--radius-lg);
  padding: 60px 50px; text-align: center; position: relative; overflow: hidden;
  box-shadow: var(--shadow);
}
.cta-inner::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background: radial-gradient(circle at 30% 20%, rgba(34,211,238,0.25), transparent 55%),
              radial-gradient(circle at 75% 90%, rgba(163,230,53,0.18), transparent 55%);
}
.cta-inner h2 { font-size: clamp(1.9rem, 4vw, 2.8rem); margin-bottom: 16px; }
.cta-inner p { color: var(--muted); max-width: 560px; margin: 0 auto 30px; font-size: 1.06rem; }
.cta-inner .hero-cta { justify-content: center; }

/* ---------- Page hero (interior) ---------- */
.page-hero { padding: 76px 0 40px; text-align: center; }
.page-hero h1 { font-size: clamp(2.2rem, 5vw, 3.4rem); margin: 20px 0 16px; }
.page-hero p { color: var(--muted); font-size: 1.1rem; max-width: 620px; margin-inline: auto; }

/* ---------- About: values, timeline ---------- */
.value-card .svc-icon { background: linear-gradient(135deg, rgba(163,230,53,0.16), rgba(34,211,238,0.16)); border-color: rgba(163,230,53,0.25); }
.value-card .svc-icon svg { color: var(--accent); }

.team-card { text-align: center; }
.team-card .avatar { width: 84px; height: 84px; font-size: 1.7rem; margin: 0 auto 18px; box-shadow: 0 0 24px -6px rgba(34,211,238,0.6); }
.team-card h3 { font-size: 1.15rem; margin-bottom: 4px; }
.team-card .role { color: var(--primary); font-size: 0.87rem; font-weight: 600; margin-bottom: 12px; font-family: var(--ff-mono); }
.team-card p { font-size: 0.9rem; }

.timeline { max-width: 760px; margin-inline: auto; position: relative; padding-left: 34px; }
.timeline::before { content: ""; position: absolute; left: 9px; top: 6px; bottom: 6px; width: 2px;
  background: linear-gradient(180deg, var(--primary), var(--violet), transparent); }
.tl-item { position: relative; padding-bottom: 36px; }
.tl-item:last-child { padding-bottom: 0; }
.tl-item::before { content: ""; position: absolute; left: -33px; top: 4px; width: 16px; height: 16px; border-radius: 50%;
  background: var(--bg); border: 3px solid var(--primary); box-shadow: 0 0 12px var(--primary); }
.tl-item .year { font-family: var(--ff-mono); color: var(--accent); font-weight: 700; font-size: 0.92rem; }
.tl-item h3 { font-size: 1.12rem; margin: 6px 0 6px; }
.tl-item p { color: var(--muted); font-size: 0.94rem; }

/* ---------- Services detail ---------- */
.svc-detail { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; margin-bottom: 28px; }
.svc-detail.rev .svc-media { order: 2; }
.svc-media {
  border-radius: var(--radius-lg); border: 1px solid var(--border-strong); min-height: 280px;
  background: linear-gradient(135deg, rgba(34,211,238,0.1), rgba(139,92,246,0.12));
  display: grid; place-items: center; position: relative; overflow: hidden;
}
.svc-media::before { content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 50% 50%, rgba(34,211,238,0.25), transparent 60%); }
.svc-media .big-ico { width: 110px; height: 110px; color: var(--primary); position: relative; z-index: 1; filter: drop-shadow(0 0 22px rgba(34,211,238,0.6)); }
.svc-detail .tag { display: inline-block; font-family: var(--ff-mono); font-size: 0.74rem; text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--accent); margin-bottom: 12px; }
.svc-detail h2 { font-size: clamp(1.6rem, 3.4vw, 2.2rem); margin-bottom: 14px; }
.svc-detail > div > p { color: var(--muted); margin-bottom: 20px; }
.svc-meta { display: flex; flex-wrap: wrap; gap: 10px 14px; margin-bottom: 20px; }
.svc-meta .chip { font-size: 0.82rem; padding: 7px 14px; border-radius: 999px; background: var(--surface); border: 1px solid var(--border); color: var(--text); }
.svc-meta .chip b { color: var(--primary); font-family: var(--ff-mono); }
.feat-list { display: flex; flex-direction: column; gap: 11px; }
.feat-list li { display: flex; gap: 11px; align-items: flex-start; color: var(--muted); font-size: 0.95rem; }
.feat-list svg { width: 20px; height: 20px; color: var(--accent); flex-shrink: 0; margin-top: 1px; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 40px; align-items: start; }
.contact-info { display: flex; flex-direction: column; gap: 18px; }
.ci-item { display: flex; gap: 16px; align-items: flex-start; }
.ci-item .ci-ico { width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(34,211,238,0.16), rgba(139,92,246,0.16)); border: 1px solid rgba(34,211,238,0.25); }
.ci-item .ci-ico svg { width: 22px; height: 22px; color: var(--primary); }
.ci-item h4 { font-size: 1rem; margin-bottom: 3px; }
.ci-item p, .ci-item a { color: var(--muted); font-size: 0.94rem; }
.ci-item a:hover { color: var(--primary); }

.form-card { padding: 34px; }
.form-card h3 { font-size: 1.35rem; margin-bottom: 6px; }
.form-card .sub { color: var(--muted); font-size: 0.92rem; margin-bottom: 24px; }

/* ---------- Footer ---------- */
.site-footer { border-top: 1px solid var(--border); background: rgba(13,20,38,0.6); margin-top: 40px; padding: 64px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-brand p { color: var(--muted); font-size: 0.93rem; margin: 16px 0 20px; max-width: 320px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a { width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center;
  background: var(--surface); border: 1px solid var(--border); color: var(--muted); transition: all 0.25s; }
.footer-social a:hover { color: var(--primary); border-color: var(--primary); box-shadow: var(--glow-cyan); }
.footer-social svg { width: 18px; height: 18px; }
.footer-col h4 { font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.12em; color: #fff; margin-bottom: 16px; font-family: var(--ff-mono); }
.footer-col a { display: block; color: var(--muted); font-size: 0.92rem; padding: 5px 0; transition: color 0.2s; }
.footer-col a:hover { color: var(--primary); }
.footer-bottom { border-top: 1px solid var(--border); padding-top: 26px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  color: var(--muted); font-size: 0.85rem; }
.footer-bottom .legal { display: flex; gap: 20px; flex-wrap: wrap; }
.disclaimer { color: #54637e; font-size: 0.78rem; line-height: 1.6; margin-top: 18px; max-width: 760px; }

/* ---------- Scroll reveal ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .contact-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .grid-3, .steps { grid-template-columns: repeat(2, 1fr); }
  .ind-grid { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .svc-detail, .svc-detail.rev { grid-template-columns: 1fr; }
  .svc-detail.rev .svc-media { order: 0; }
  .svc-media { min-height: 200px; }
}

@media (max-width: 760px) {
  .nav-links, .nav-actions .btn { display: none; }
  .hamburger { display: flex; }
  .nav-links {
    position: fixed; top: 72px; left: 0; right: 0;
    background: rgba(10,14,26,0.97); backdrop-filter: blur(20px);
    flex-direction: column; align-items: stretch; gap: 4px; padding: 18px 24px 26px;
    border-bottom: 1px solid var(--border);
    transform: translateY(-12px); opacity: 0; pointer-events: none; transition: all 0.3s var(--ease);
  }
  .nav-links.open { display: flex; transform: none; opacity: 1; pointer-events: auto; }
  .nav-links a { padding: 13px 16px; font-size: 1rem; }
  .nav-links a.active::after { display: none; }
  .nav-links .mobile-apply { display: block; margin-top: 10px; }
  .section { padding: 60px 0; }
  .grid-3, .grid-2, .steps, .ind-grid { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .cta-inner { padding: 44px 26px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
}

@media (max-width: 460px) {
  .stats-grid, .footer-grid { grid-template-columns: 1fr; }
  .ind-grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* =========================================================
   ENHANCEMENTS — added features (nav, footer, wizard,
   calculator, carousel, blog, article, legal, etc.)
   ========================================================= */

/* ---------- Scroll progress bar ---------- */
.scroll-progress {
  position: fixed; top: 0; left: 0; height: 3px; width: 0%;
  z-index: 200; pointer-events: none;
  background: linear-gradient(90deg, var(--primary), var(--accent), var(--violet));
  box-shadow: 0 0 12px rgba(34,211,238,0.7);
  transition: width 0.1s linear;
}

/* ---------- Back to top ---------- */
.to-top {
  position: fixed; right: 22px; bottom: 22px; z-index: 150;
  width: 48px; height: 48px; border-radius: 50%; cursor: pointer;
  display: grid; place-items: center;
  background: var(--surface); border: 1px solid var(--border-strong);
  color: var(--primary); backdrop-filter: blur(12px);
  opacity: 0; transform: translateY(14px) scale(0.9); pointer-events: none;
  transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), box-shadow 0.3s;
}
.to-top.show { opacity: 1; transform: none; pointer-events: auto; }
.to-top:hover { box-shadow: var(--glow-cyan); border-color: var(--primary); transform: translateY(-3px); }
.to-top svg { width: 20px; height: 20px; }

/* ---------- Cookie consent banner ---------- */
.cookie-banner {
  position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 180;
  max-width: 720px; margin-inline: auto;
  background: rgba(13,20,38,0.92); border: 1px solid var(--border-strong);
  border-radius: var(--radius); backdrop-filter: blur(18px);
  box-shadow: var(--shadow);
  padding: 20px 22px; display: flex; align-items: center; gap: 18px; flex-wrap: wrap;
  transform: translateY(140%); transition: transform 0.45s var(--ease);
}
.cookie-banner.show { transform: none; }
.cookie-banner p { color: var(--muted); font-size: 0.9rem; flex: 1 1 300px; margin: 0; }
.cookie-banner p a { color: var(--primary); text-decoration: underline; }
.cookie-banner .cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-banner .btn { padding: 10px 20px; font-size: 0.9rem; }

/* ---------- Expanded footer additions ---------- */
.footer-grid.footer-grid-rich { grid-template-columns: 1.5fr 1fr 1fr 1fr 1.2fr; }
.footer-contact { font-style: normal; }
.footer-contact .fc-row { display: flex; gap: 10px; align-items: flex-start; color: var(--muted); font-size: 0.9rem; padding: 5px 0; }
.footer-contact .fc-row svg { width: 17px; height: 17px; color: var(--primary); flex-shrink: 0; margin-top: 3px; }
.footer-contact a { color: var(--muted); }
.footer-contact a:hover { color: var(--primary); }
.footer-trust {
  border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
  margin-bottom: 26px; padding: 22px 0;
  display: flex; flex-wrap: wrap; gap: 16px 40px; justify-content: center; align-items: center;
}
.footer-trust .ft-badge { display: inline-flex; align-items: center; gap: 9px; color: var(--muted); font-size: 0.85rem; font-weight: 500; }
.footer-trust .ft-badge svg { width: 18px; height: 18px; color: var(--accent); }
.footer-trust .ft-badge .stars-mini { color: var(--accent); letter-spacing: 1px; }

/* ---------- Animated trust-badge row (home) ---------- */
.trust-badges {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px;
}
.trust-badge {
  display: flex; align-items: center; gap: 14px; padding: 20px 22px;
}
.trust-badge .tb-ico {
  width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(34,211,238,0.16), rgba(163,230,53,0.14));
  border: 1px solid rgba(34,211,238,0.25); color: var(--primary);
}
.trust-badge .tb-ico svg { width: 24px; height: 24px; }
.trust-badge .tb-title { font-family: var(--ff-head); font-weight: 600; font-size: 0.98rem; }
.trust-badge .tb-sub { color: var(--muted); font-size: 0.8rem; }
.trust-badge .tb-sub .stars-mini { color: var(--accent); }

/* ---------- Funding calculator ---------- */
.calc-card { padding: 34px; }
.calc-grid { display: grid; grid-template-columns: 1fr 0.9fr; gap: 36px; align-items: center; }
.calc-controls .field { margin-bottom: 22px; }
.calc-controls .range-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 10px; }
.calc-controls .range-head label { margin: 0; font-size: 0.86rem; }
.calc-controls .range-val { font-family: var(--ff-mono); font-weight: 700; font-size: 1.15rem; color: var(--primary); }
input[type="range"].slider {
  -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 999px;
  background: rgba(255,255,255,0.1); outline: none; cursor: pointer;
}
input[type="range"].slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 22px; height: 22px; border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), #38e8c8); cursor: pointer;
  box-shadow: 0 0 0 4px rgba(34,211,238,0.18), 0 0 14px rgba(34,211,238,0.7); border: none;
}
input[type="range"].slider::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%; border: none;
  background: linear-gradient(135deg, var(--primary), #38e8c8);
  box-shadow: 0 0 0 4px rgba(34,211,238,0.18), 0 0 14px rgba(34,211,238,0.7); cursor: pointer;
}
.calc-result {
  background: rgba(10,14,26,0.55); border: 1px solid var(--border-strong);
  border-radius: var(--radius); padding: 30px; text-align: center; position: relative; overflow: hidden;
}
.calc-result::before { content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 50% 0%, rgba(34,211,238,0.16), transparent 60%); pointer-events: none; }
.calc-result .cr-label { color: var(--muted); font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.12em; font-family: var(--ff-mono); }
.calc-result .cr-big { font-family: var(--ff-mono); font-variant-numeric: tabular-nums; font-size: clamp(2.2rem, 5vw, 3rem); font-weight: 700; line-height: 1.05; margin: 8px 0 4px; }
.calc-result .cr-row { display: flex; justify-content: space-between; gap: 14px; padding: 12px 0; border-top: 1px solid var(--border); font-size: 0.92rem; }
.calc-result .cr-row span:first-child { color: var(--muted); }
.calc-result .cr-row span:last-child { font-family: var(--ff-mono); font-weight: 600; }
.calc-disclaimer { color: #54637e; font-size: 0.78rem; margin-top: 16px; }

/* ---------- Testimonial carousel ---------- */
.carousel { position: relative; max-width: 820px; margin-inline: auto; }
.carousel-viewport { overflow: hidden; border-radius: var(--radius-lg); }
.carousel-track { display: flex; transition: transform 0.55s var(--ease); }
.carousel-slide { min-width: 100%; padding: 4px; }
.carousel-slide .quote-card { height: 100%; }
.carousel-slide blockquote { font-size: 1.12rem; }
.carousel-controls { display: flex; align-items: center; justify-content: center; gap: 18px; margin-top: 24px; }
.carousel-btn {
  width: 46px; height: 46px; border-radius: 50%; cursor: pointer; flex-shrink: 0;
  background: var(--surface); border: 1px solid var(--border-strong); color: var(--text);
  display: grid; place-items: center; transition: all 0.25s var(--ease);
}
.carousel-btn:hover { border-color: var(--primary); color: var(--primary); box-shadow: var(--glow-cyan); }
.carousel-btn svg { width: 20px; height: 20px; }
.carousel-dots { display: flex; gap: 9px; }
.carousel-dots button {
  width: 9px; height: 9px; border-radius: 50%; border: none; cursor: pointer; padding: 0;
  background: rgba(255,255,255,0.2); transition: all 0.25s var(--ease);
}
.carousel-dots button.active { background: var(--primary); box-shadow: 0 0 8px var(--primary); width: 26px; border-radius: 999px; }

/* ---------- Application wizard ---------- */
.wizard { max-width: 760px; margin-inline: auto; }
.wizard-progress { margin-bottom: 34px; }
.wizard-bar { height: 6px; border-radius: 999px; background: rgba(255,255,255,0.08); overflow: hidden; }
.wizard-bar > span { display: block; height: 100%; width: 25%; border-radius: 999px;
  background: linear-gradient(90deg, var(--primary), var(--accent)); box-shadow: 0 0 12px rgba(34,211,238,0.7);
  transition: width 0.45s var(--ease); }
.wizard-steps { display: flex; justify-content: space-between; margin-top: 16px; gap: 6px; }
.wizard-steps .ws { display: flex; flex-direction: column; align-items: center; gap: 7px; flex: 1; text-align: center; }
.wizard-steps .ws-dot {
  width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center;
  font-family: var(--ff-mono); font-weight: 700; font-size: 0.85rem;
  background: rgba(255,255,255,0.05); border: 1px solid var(--border-strong); color: var(--muted);
  transition: all 0.3s var(--ease);
}
.wizard-steps .ws-label { font-size: 0.76rem; color: var(--muted); font-weight: 500; }
.wizard-steps .ws.active .ws-dot { background: linear-gradient(135deg, var(--primary), #38e8c8); color: #04121A; border-color: transparent; box-shadow: var(--glow-cyan); }
.wizard-steps .ws.active .ws-label { color: var(--text); }
.wizard-steps .ws.done .ws-dot { background: rgba(163,230,53,0.16); border-color: rgba(163,230,53,0.5); color: var(--accent); }
.wizard-card { padding: 36px; }
.wizard-panel { display: none; animation: fadeStep 0.4s var(--ease); }
.wizard-panel.active { display: block; }
@keyframes fadeStep { from { opacity: 0; transform: translateX(14px); } to { opacity: 1; transform: none; } }
.wizard-panel h3 { font-size: 1.4rem; margin-bottom: 6px; }
.wizard-panel .wp-sub { color: var(--muted); font-size: 0.94rem; margin-bottom: 24px; }
.wizard-nav { display: flex; justify-content: space-between; gap: 14px; margin-top: 28px; }
.wizard-nav .btn-back { visibility: hidden; }
.wizard-nav.has-back .btn-back { visibility: visible; }
.field.invalid .input, .field.invalid .select { border-color: #ff6b6b; box-shadow: 0 0 0 3px rgba(255,107,107,0.18); }
.field .err-msg { display: none; color: #ff8585; font-size: 0.8rem; margin-top: 6px; }
.field.invalid .err-msg { display: block; }
.checkbox-field { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 16px; }
.checkbox-field input { width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px; accent-color: var(--primary); cursor: pointer; }
.checkbox-field label { font-size: 0.9rem; color: var(--muted); font-weight: 400; margin: 0; cursor: pointer; }
.review-list { display: flex; flex-direction: column; gap: 2px; }
.review-list .rv-row { display: flex; justify-content: space-between; gap: 16px; padding: 13px 0; border-bottom: 1px solid var(--border); }
.review-list .rv-row:last-child { border-bottom: none; }
.review-list .rv-k { color: var(--muted); font-size: 0.9rem; }
.review-list .rv-v { font-weight: 600; text-align: right; }
.review-group-title { font-family: var(--ff-mono); text-transform: uppercase; letter-spacing: 0.1em; font-size: 0.74rem; color: var(--primary); margin: 22px 0 4px; }
.review-group-title:first-child { margin-top: 0; }
.wizard-success { text-align: center; padding: 30px 10px; }
.wizard-success .ws-check {
  width: 88px; height: 88px; border-radius: 50%; margin: 0 auto 24px; display: grid; place-items: center;
  background: rgba(163,230,53,0.12); border: 1px solid rgba(163,230,53,0.45); color: var(--accent);
  animation: pop 0.5s var(--ease);
}
.wizard-success .ws-check svg { width: 44px; height: 44px; }
.wizard-success h3 { font-size: 1.7rem; margin-bottom: 12px; }
.wizard-success p { color: var(--muted); max-width: 440px; margin: 0 auto 26px; }

/* ---------- Blog / Insights ---------- */
.featured-article {
  display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 0; overflow: hidden;
  border-radius: var(--radius-lg); border: 1px solid var(--border-strong); background: var(--surface);
  backdrop-filter: blur(14px); margin-bottom: 48px;
}
.featured-article .fa-media {
  min-height: 320px; position: relative; overflow: hidden;
  background: linear-gradient(135deg, rgba(34,211,238,0.18), rgba(139,92,246,0.2));
  display: grid; place-items: center;
}
.featured-article .fa-media::before { content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 40% 40%, rgba(34,211,238,0.3), transparent 60%); }
.featured-article .fa-media svg { width: 92px; height: 92px; color: var(--primary); position: relative; z-index: 1; filter: drop-shadow(0 0 20px rgba(34,211,238,0.6)); }
.featured-article .fa-body { padding: 40px; display: flex; flex-direction: column; justify-content: center; }
.cat-tag { display: inline-block; font-family: var(--ff-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em;
  color: var(--accent); background: rgba(163,230,53,0.1); border: 1px solid rgba(163,230,53,0.25);
  padding: 5px 12px; border-radius: 999px; margin-bottom: 14px; }
.featured-article h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); margin-bottom: 14px; }
.featured-article p { color: var(--muted); margin-bottom: 20px; }
.article-meta { display: flex; gap: 16px; align-items: center; color: var(--muted); font-size: 0.84rem; flex-wrap: wrap; }
.article-meta span { display: inline-flex; align-items: center; gap: 6px; }
.article-meta svg { width: 14px; height: 14px; color: var(--primary); }

.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.post-card { display: flex; flex-direction: column; padding: 0; overflow: hidden; }
.post-card .pc-media {
  height: 168px; position: relative; overflow: hidden;
  background: linear-gradient(135deg, rgba(34,211,238,0.13), rgba(139,92,246,0.16));
  display: grid; place-items: center; border-bottom: 1px solid var(--border);
}
.post-card .pc-media svg { width: 52px; height: 52px; color: var(--primary); opacity: 0.85; }
.post-card .pc-body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.post-card h3 { font-size: 1.16rem; margin-bottom: 10px; line-height: 1.25; }
.post-card p { color: var(--muted); font-size: 0.92rem; flex: 1; margin-bottom: 16px; }
.post-card .article-meta { margin-top: auto; }

/* ---------- Newsletter signup ---------- */
.newsletter {
  background: linear-gradient(120deg, rgba(34,211,238,0.1), rgba(139,92,246,0.1));
  border: 1px solid var(--border-strong); border-radius: var(--radius-lg);
  padding: 48px 40px; text-align: center; position: relative; overflow: hidden;
}
.newsletter::before { content: ""; position: absolute; inset: 0; z-index: 0;
  background: radial-gradient(circle at 20% 10%, rgba(34,211,238,0.2), transparent 55%); }
.newsletter > * { position: relative; z-index: 1; }
.newsletter h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 12px; }
.newsletter p { color: var(--muted); max-width: 480px; margin: 0 auto 26px; }
.newsletter-form { display: flex; gap: 12px; max-width: 480px; margin-inline: auto; flex-wrap: wrap; }
.newsletter-form .input { flex: 1 1 220px; }
.newsletter-form .form-success { margin-top: 0; }

/* ---------- Article (long-form) ---------- */
.article-hero { padding: 70px 0 30px; text-align: center; }
.article-hero .cat-tag { margin-bottom: 18px; }
.article-hero h1 { font-size: clamp(2rem, 4.6vw, 3.2rem); max-width: 820px; margin: 0 auto 22px; }
.article-byline { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; }
.article-byline .avatar { width: 42px; height: 42px; font-size: 0.92rem; }
.article-byline .ab-name { font-weight: 600; font-size: 0.92rem; }
.article-byline .ab-meta { color: var(--muted); font-size: 0.84rem; }
.article-cover {
  max-width: 900px; margin: 36px auto 0; height: clamp(220px, 38vw, 420px);
  border-radius: var(--radius-lg); border: 1px solid var(--border-strong);
  background: linear-gradient(135deg, rgba(34,211,238,0.16), rgba(139,92,246,0.2));
  display: grid; place-items: center; position: relative; overflow: hidden;
}
.article-cover::before { content: ""; position: absolute; inset: 0; background: radial-gradient(circle at 50% 40%, rgba(34,211,238,0.28), transparent 60%); }
.article-cover svg { width: 110px; height: 110px; color: var(--primary); position: relative; z-index: 1; filter: drop-shadow(0 0 22px rgba(34,211,238,0.6)); }
.article-body { max-width: 720px; margin-inline: auto; }
.article-body h2 { font-size: 1.65rem; margin: 40px 0 14px; }
.article-body h3 { font-size: 1.25rem; margin: 30px 0 10px; }
.article-body p { color: #c4cfde; margin-bottom: 18px; font-size: 1.04rem; }
.article-body ul.bullets { display: flex; flex-direction: column; gap: 10px; margin: 8px 0 22px; padding-left: 4px; }
.article-body ul.bullets li { display: flex; gap: 12px; color: #c4cfde; font-size: 1.02rem; }
.article-body ul.bullets li::before { content: ""; width: 7px; height: 7px; border-radius: 50%; margin-top: 9px; flex-shrink: 0;
  background: var(--primary); box-shadow: 0 0 8px var(--primary); }
.pull-quote {
  margin: 32px 0; padding: 8px 0 8px 28px; border-left: 3px solid var(--primary);
  font-family: var(--ff-head); font-size: 1.45rem; line-height: 1.35; color: #fff; letter-spacing: -0.01em;
}
.callout {
  margin: 28px 0; padding: 22px 24px; border-radius: var(--radius);
  background: rgba(34,211,238,0.07); border: 1px solid rgba(34,211,238,0.25);
  display: flex; gap: 16px; align-items: flex-start;
}
.callout svg { width: 24px; height: 24px; color: var(--primary); flex-shrink: 0; margin-top: 2px; }
.callout p { margin: 0; color: var(--text); font-size: 0.98rem; }
.callout strong { color: #fff; }
.takeaways {
  margin: 36px 0; padding: 28px 30px; border-radius: var(--radius-lg);
  background: linear-gradient(120deg, rgba(163,230,53,0.08), rgba(34,211,238,0.08));
  border: 1px solid var(--border-strong);
}
.takeaways h3 { font-size: 1.2rem; margin-bottom: 16px; display: flex; align-items: center; gap: 10px; }
.takeaways h3 svg { width: 22px; height: 22px; color: var(--accent); }
.takeaways ul { display: flex; flex-direction: column; gap: 12px; }
.takeaways li { display: flex; gap: 12px; color: var(--text); font-size: 0.98rem; }
.takeaways li svg { width: 19px; height: 19px; color: var(--accent); flex-shrink: 0; margin-top: 3px; }
.share-row { display: flex; align-items: center; gap: 12px; margin: 38px 0; padding: 22px 0; border-block: 1px solid var(--border); }
.share-row .share-label { font-family: var(--ff-mono); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--muted); }
.share-row .share-btns { display: flex; gap: 10px; }
.share-row .share-btns a { width: 40px; height: 40px; border-radius: 10px; display: grid; place-items: center;
  background: var(--surface); border: 1px solid var(--border); color: var(--muted); transition: all 0.25s; }
.share-row .share-btns a:hover { color: var(--primary); border-color: var(--primary); box-shadow: var(--glow-cyan); }
.share-row .share-btns svg { width: 17px; height: 17px; }

/* ---------- Legal pages ---------- */
.legal-layout { display: grid; grid-template-columns: 240px 1fr; gap: 48px; align-items: start; }
.legal-toc { position: sticky; top: 96px; }
.legal-toc h4 { font-family: var(--ff-mono); text-transform: uppercase; letter-spacing: 0.1em; font-size: 0.74rem; color: var(--muted); margin-bottom: 14px; }
.legal-toc a { display: block; color: var(--muted); font-size: 0.88rem; padding: 6px 0; transition: color 0.2s; }
.legal-toc a:hover { color: var(--primary); }
.legal-note {
  display: flex; gap: 14px; align-items: flex-start; margin-bottom: 30px; padding: 18px 20px;
  border-radius: var(--radius); background: rgba(139,92,246,0.08); border: 1px solid rgba(139,92,246,0.3);
}
.legal-note svg { width: 22px; height: 22px; color: var(--violet); flex-shrink: 0; margin-top: 2px; }
.legal-note p { color: var(--text); font-size: 0.9rem; margin: 0; }
.legal-updated { color: var(--muted); font-size: 0.86rem; margin-bottom: 30px; font-family: var(--ff-mono); }
.legal-content section { margin-bottom: 34px; scroll-margin-top: 90px; }
.legal-content h2 { font-size: 1.4rem; margin-bottom: 14px; }
.legal-content h2 .sec-num { color: var(--primary); font-family: var(--ff-mono); margin-right: 10px; }
.legal-content p { color: var(--muted); margin-bottom: 14px; }
.legal-content ul { display: flex; flex-direction: column; gap: 9px; margin: 6px 0 16px; padding-left: 2px; }
.legal-content ul li { display: flex; gap: 11px; color: var(--muted); }
.legal-content ul li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; margin-top: 9px; flex-shrink: 0;
  background: var(--accent); }
.legal-content a { color: var(--primary); }

/* ---------- count-up: prevent layout shift ---------- */
.stat .num[data-countup]::after { content: ""; }

/* ---------- Responsive (enhancements) ---------- */
@media (max-width: 980px) {
  .calc-grid { grid-template-columns: 1fr; gap: 28px; }
  .featured-article { grid-template-columns: 1fr; }
  .featured-article .fa-media { min-height: 220px; }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-badges { grid-template-columns: repeat(2, 1fr); }
  .footer-grid.footer-grid-rich { grid-template-columns: 1fr 1fr 1fr; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-toc { position: static; }
}
@media (max-width: 760px) {
  .blog-grid { grid-template-columns: 1fr; }
  .trust-badges { grid-template-columns: 1fr; }
  .footer-grid.footer-grid-rich { grid-template-columns: 1fr 1fr; }
  .wizard-steps .ws-label { display: none; }
  .featured-article .fa-body { padding: 28px; }
  .carousel-slide blockquote { font-size: 1rem; }
}
@media (max-width: 460px) {
  .footer-grid.footer-grid-rich { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  .carousel-track { transition: none; }
  .scroll-progress, .wizard-bar > span { transition: none; }
}

/* =========================================================
   DETAIL PAGES — service & industry deep-dive layouts
   ========================================================= */

/* ---------- Breadcrumb ---------- */
.breadcrumb { padding: 26px 0 0; }
.breadcrumb ol { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; font-size: 0.84rem; font-family: var(--ff-mono); }
.breadcrumb li { display: inline-flex; align-items: center; gap: 8px; color: var(--muted); }
.breadcrumb a { color: var(--muted); transition: color 0.2s; }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb li[aria-current] { color: var(--text); }
.breadcrumb .sep { color: var(--border-strong); }
.breadcrumb .sep svg { width: 13px; height: 13px; display: block; }

/* ---------- Detail hero ---------- */
.detail-hero { padding: 30px 0 18px; }
.detail-hero .tag { display: inline-block; font-family: var(--ff-mono); font-size: 0.74rem; text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--accent); margin-bottom: 14px; }
.detail-hero h1 { font-size: clamp(2rem, 4.6vw, 3.1rem); margin-bottom: 16px; }
.detail-hero .lead { color: var(--muted); font-size: 1.12rem; max-width: 640px; margin-bottom: 24px; }
.key-terms { display: flex; flex-wrap: wrap; gap: 12px; }
.key-terms .kt {
  display: flex; flex-direction: column; gap: 2px; padding: 12px 18px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--border-strong); backdrop-filter: blur(12px); min-width: 140px;
}
.key-terms .kt-label { font-family: var(--ff-mono); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--muted); }
.key-terms .kt-val { font-family: var(--ff-mono); font-weight: 700; font-size: 1.08rem; color: var(--primary); }

/* ---------- Detail content layout ---------- */
.detail-section { margin-bottom: 18px; }
.detail-section h2 { font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 16px; }
.detail-section > p { color: var(--muted); font-size: 1.03rem; margin-bottom: 14px; max-width: 760px; }
.detail-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 36px; align-items: start; }

/* "Best for" / eligibility check lists */
.check-list { display: flex; flex-direction: column; gap: 13px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--muted); font-size: 0.98rem; }
.check-list svg { width: 21px; height: 21px; color: var(--accent); flex-shrink: 0; margin-top: 1px; }

/* Ordered process steps */
.flow-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: flow; }
.flow-steps.cols-3 { grid-template-columns: repeat(3, 1fr); }
.flow-step { position: relative; }
.flow-step .fs-num {
  font-family: var(--ff-mono); font-size: 0.85rem; font-weight: 700; color: var(--primary);
  width: 42px; height: 42px; border-radius: 11px; display: grid; place-items: center;
  background: rgba(34,211,238,0.1); border: 1px solid rgba(34,211,238,0.3); margin-bottom: 16px;
}
.flow-step h3 { font-size: 1.08rem; margin-bottom: 8px; }
.flow-step p { color: var(--muted); font-size: 0.92rem; }

/* Rates & terms / eligibility detail blocks */
.spec-card { padding: 30px; }
.spec-list { display: flex; flex-direction: column; }
.spec-list .sp-row { display: flex; justify-content: space-between; gap: 18px; padding: 14px 0; border-bottom: 1px solid var(--border); }
.spec-list .sp-row:last-child { border-bottom: none; }
.spec-list .sp-k { color: var(--muted); font-size: 0.94rem; }
.spec-list .sp-v { font-family: var(--ff-mono); font-weight: 600; font-size: 0.94rem; text-align: right; color: var(--text); }

/* Eligibility highlight badges */
.elig-badges { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.elig-badge { display: flex; gap: 14px; align-items: center; padding: 20px 22px; }
.elig-badge .eb-ico {
  width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(163,230,53,0.14), rgba(34,211,238,0.14));
  border: 1px solid rgba(163,230,53,0.25); color: var(--accent);
}
.elig-badge .eb-ico svg { width: 24px; height: 24px; }
.elig-badge .eb-val { font-family: var(--ff-head); font-weight: 700; font-size: 1.18rem; }
.elig-badge .eb-label { color: var(--muted); font-size: 0.84rem; }

/* Benefits grid */
.benefit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.benefit-card .b-ico {
  width: 50px; height: 50px; border-radius: 13px; display: grid; place-items: center; margin-bottom: 18px;
  background: linear-gradient(135deg, rgba(34,211,238,0.16), rgba(139,92,246,0.16));
  border: 1px solid rgba(34,211,238,0.25);
}
.benefit-card .b-ico svg { width: 24px; height: 24px; color: var(--primary); }
.benefit-card h3 { font-size: 1.08rem; margin-bottom: 9px; }
.benefit-card p { color: var(--muted); font-size: 0.92rem; }

/* Related funding / cross-link cards */
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.related-card { display: flex; flex-direction: column; }
.related-card .rc-ico {
  width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; margin-bottom: 16px;
  background: linear-gradient(135deg, rgba(34,211,238,0.14), rgba(139,92,246,0.14));
  border: 1px solid rgba(34,211,238,0.22);
}
.related-card .rc-ico svg { width: 23px; height: 23px; color: var(--primary); }
.related-card h3 { font-size: 1.1rem; margin-bottom: 8px; }
.related-card p { color: var(--muted); font-size: 0.9rem; flex: 1; margin-bottom: 14px; }

/* Industry challenges */
.challenge-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.challenge-card { display: flex; gap: 16px; align-items: flex-start; }
.challenge-card .ch-ico {
  width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center;
  background: rgba(139,92,246,0.12); border: 1px solid rgba(139,92,246,0.3); color: var(--violet);
}
.challenge-card .ch-ico svg { width: 22px; height: 22px; }
.challenge-card h3 { font-size: 1.08rem; margin-bottom: 8px; }
.challenge-card p { color: var(--muted); font-size: 0.93rem; }

/* Single inline testimonial */
.solo-quote { padding: 36px; max-width: 820px; margin-inline: auto; }
.solo-quote .stars { display: flex; gap: 3px; margin-bottom: 16px; color: var(--accent); }
.solo-quote .stars svg { width: 18px; height: 18px; }
.solo-quote blockquote { font-family: var(--ff-head); font-size: clamp(1.15rem, 2.4vw, 1.5rem); line-height: 1.4; color: #fff; letter-spacing: -0.01em; margin-bottom: 22px; }

/* Eligibility note strip */
.elig-note {
  display: flex; gap: 16px; align-items: flex-start; padding: 22px 24px; border-radius: var(--radius);
  background: rgba(34,211,238,0.07); border: 1px solid rgba(34,211,238,0.25);
}
.elig-note svg { width: 24px; height: 24px; color: var(--primary); flex-shrink: 0; margin-top: 2px; }
.elig-note p { color: var(--text); font-size: 0.96rem; margin: 0; }
.elig-note strong { color: #fff; }

/* "Learn more" link on existing cards/detail blocks */
.svc-detail .svc-cta { margin-top: 22px; display: flex; gap: 14px; flex-wrap: wrap; }
.ind-card .ind-link {
  display: inline-flex; align-items: center; gap: 6px; margin-top: 14px;
  color: var(--accent); font-weight: 600; font-size: 0.86rem; transition: gap 0.25s;
}
.ind-card .ind-link svg { width: 15px; height: 15px; }
.ind-card:hover .ind-link { gap: 11px; }
.ind-card.is-link { display: flex; flex-direction: column; }
.ind-card.is-link p { flex: 1; }

@media (max-width: 980px) {
  .detail-grid { grid-template-columns: 1fr; gap: 24px; }
  .flow-steps, .flow-steps.cols-3 { grid-template-columns: repeat(2, 1fr); }
  .benefit-grid, .related-grid { grid-template-columns: repeat(2, 1fr); }
  .elig-badges { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .flow-steps, .flow-steps.cols-3, .benefit-grid, .related-grid, .challenge-grid { grid-template-columns: 1fr; }
  .key-terms .kt { flex: 1 1 100%; }
}

/* =========================================================
   PHOTOGRAPHY — real photos, brand-native treatment
   Dark navy scrim + 14px radii + 1px white border + cyan
   hover glow + subtle cyan duotone so photos feel native.
   ========================================================= */

/* Shared image primitives ------------------------------- */
.photo { display: block; width: 100%; height: 100%; object-fit: cover; }

/* Generic framed figure (rounded, bordered, glow on hover) */
.media-frame {
  position: relative; overflow: hidden;
  border-radius: var(--radius);
  border: 1px solid rgba(255,255,255,0.1);
  background: var(--surface-solid);
  box-shadow: var(--shadow);
  transition: border-color 0.35s var(--ease), box-shadow 0.35s var(--ease), transform 0.35s var(--ease);
}
.media-frame img { width: 100%; height: 100%; object-fit: cover; display: block; }
.media-frame:hover { border-color: rgba(34,211,238,0.5); box-shadow: 0 0 0 1px rgba(34,211,238,0.3), 0 24px 60px -24px rgba(34,211,238,0.5); }
/* Subtle cyan duotone wash so photos read as part of the dark UI */
.media-frame::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(150deg, rgba(34,211,238,0.10), transparent 45%, rgba(10,14,26,0.35));
  mix-blend-mode: normal;
}

/* ---------- Home hero background (pure CSS: orb glow + grid texture) ---------- */
.hero { isolation: isolate; }
.hero-bg {
  position: absolute; inset: 0; z-index: -1; overflow: hidden;
  border-bottom: 1px solid var(--border);
  background:
    radial-gradient(circle at 82% 22%, rgba(34,211,238,0.20), transparent 52%),
    radial-gradient(circle at 96% 78%, rgba(139,92,246,0.20), transparent 55%),
    radial-gradient(circle at 60% 110%, rgba(163,230,53,0.10), transparent 50%),
    linear-gradient(120deg, var(--bg) 0%, var(--bg-2) 60%, var(--bg) 100%);
}
/* Faint grid lines for fintech texture */
.hero-bg::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background:
    linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px) 0 0 / 100% 54px,
    linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px) 0 0 / 54px 100%;
  -webkit-mask-image: radial-gradient(circle at 78% 32%, #000, transparent 70%);
          mask-image: radial-gradient(circle at 78% 32%, #000, transparent 70%);
}
/* Dark navy gradient scrim keeps light text legible over the glow */
.hero-bg::after {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(90deg, rgba(10,14,26,0.92) 0%, rgba(10,14,26,0.74) 45%, rgba(10,14,26,0.32) 100%);
}

/* ---------- Generic "story"/feature split visual ---------- */
.feature-split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.feature-split.rev .feature-media { order: 2; }
.feature-media { aspect-ratio: 3 / 2; min-height: 0; }
.feature-media img { aspect-ratio: 3 / 2; }

/* Vector "glass panel" visual that replaces a feature/story photo */
.media-frame.vector-panel {
  aspect-ratio: 3 / 2; display: grid; place-items: center;
  background:
    radial-gradient(circle at 28% 24%, rgba(34,211,238,0.22), transparent 58%),
    radial-gradient(circle at 82% 88%, rgba(139,92,246,0.22), transparent 58%),
    linear-gradient(140deg, rgba(19,28,48,0.9), rgba(13,20,38,0.95));
}
.media-frame.vector-panel::after {
  background: linear-gradient(150deg, rgba(34,211,238,0.10), transparent 50%, rgba(10,14,26,0.30));
}
.media-frame.vector-panel .vp-inner {
  position: relative; z-index: 1; display: grid; place-items: center; gap: 18px;
  text-align: center; padding: 26px;
}
.media-frame.vector-panel svg.vp-glyph {
  width: clamp(72px, 14vw, 120px); height: clamp(72px, 14vw, 120px);
  color: var(--primary); filter: drop-shadow(0 0 22px rgba(34,211,238,0.55));
}
.media-frame.vector-panel .vp-stat {
  display: inline-flex; align-items: baseline; gap: 10px;
  font-family: var(--ff-head); color: #fff;
}
.media-frame.vector-panel .vp-stat b { font-size: clamp(1.8rem, 4vw, 2.6rem); letter-spacing: -0.02em;
  background: linear-gradient(135deg, var(--primary), var(--accent)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.media-frame.vector-panel .vp-stat span { color: var(--muted); font-size: 0.9rem; font-family: var(--ff-body); }

/* ---------- About: team headshots ---------- */
.team-card .team-photo {
  width: 96px; height: 96px; border-radius: 50%; margin: 0 auto 18px;
  overflow: hidden; position: relative;
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow: 0 0 24px -6px rgba(34,211,238,0.6);
  transition: box-shadow 0.35s var(--ease);
}
.team-card .team-photo img { width: 100%; height: 100%; object-fit: cover; }
.team-card:hover .team-photo { box-shadow: 0 0 30px -4px rgba(34,211,238,0.85); }

/* ---------- Industries grid: vector card covers (SVG on gradient) ---------- */
.ind-card.has-photo { padding: 0; overflow: hidden; }
.ind-card .ind-photo {
  position: relative; aspect-ratio: 16 / 10; overflow: hidden;
  border-bottom: 1px solid var(--border);
  display: grid; place-items: center;
  background:
    radial-gradient(circle at 30% 26%, rgba(34,211,238,0.20), transparent 60%),
    radial-gradient(circle at 80% 86%, rgba(139,92,246,0.18), transparent 60%),
    linear-gradient(140deg, rgba(19,28,48,0.85), rgba(13,20,38,0.95));
}
.ind-card .ind-photo::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(180deg, rgba(10,14,26,0) 40%, rgba(10,14,26,0.35) 100%);
}
.ind-card .ind-photo svg {
  position: relative; z-index: 1; width: 46px; height: 46px; color: var(--primary);
  filter: drop-shadow(0 0 16px rgba(34,211,238,0.55)); transition: transform 0.5s var(--ease);
}
.ind-card.has-photo:hover .ind-photo svg { transform: scale(1.08); }
.ind-card .ind-body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.ind-card.has-photo.is-link { padding: 0; }

/* ---------- Industry / service detail hero vector visual ---------- */
.detail-hero-media { aspect-ratio: 16 / 9; margin-top: 4px;
  display: grid; place-items: center;
  background:
    radial-gradient(circle at 26% 24%, rgba(34,211,238,0.22), transparent 58%),
    radial-gradient(circle at 84% 86%, rgba(139,92,246,0.22), transparent 58%),
    linear-gradient(140deg, rgba(19,28,48,0.9), rgba(13,20,38,0.95));
}
.detail-hero-media::after {
  background: linear-gradient(120deg, rgba(10,14,26,0.4), transparent 55%),
              linear-gradient(150deg, rgba(34,211,238,0.10), transparent 55%);
}
.detail-hero-media svg {
  position: relative; z-index: 1; width: clamp(80px, 16vw, 150px); height: clamp(80px, 16vw, 150px);
  color: var(--primary); filter: drop-shadow(0 0 26px rgba(34,211,238,0.55));
}
.detail-hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 40px; align-items: center; }

/* ---------- Blog: vector media panels (gradient + glyph + category) ---------- */
.fa-media, .post-card .pc-media { isolation: isolate; }
.fa-media .pc-cat, .post-card .pc-media .pc-cat {
  position: absolute; z-index: 2; top: 14px; left: 14px;
  font-family: var(--ff-mono); font-size: 0.66rem; text-transform: uppercase; letter-spacing: 0.12em;
  color: var(--accent); background: rgba(10,14,26,0.55); border: 1px solid rgba(163,230,53,0.3);
  padding: 4px 10px; border-radius: 999px; backdrop-filter: blur(6px);
}
.post-card .pc-media svg { transition: transform 0.5s var(--ease); }
.post-card:hover .pc-media svg { transform: scale(1.08); }

/* ---------- Responsive (vector media) ---------- */
@media (max-width: 980px) {
  .feature-split, .feature-split.rev { grid-template-columns: 1fr; gap: 32px; }
  .feature-split.rev .feature-media { order: 0; }
  .detail-hero-grid { grid-template-columns: 1fr; gap: 28px; }
}
@media (prefers-reduced-motion: reduce) {
  .ind-card.has-photo:hover .ind-photo svg,
  .post-card:hover .pc-media svg { transform: none; }
  .media-frame, .ind-card .ind-photo svg, .post-card .pc-media svg { transition: none; }
}

/* ===== Conversion boosters (CX): sticky CTA, exit-intent, social proof ===== */
:root { --cx-accent: var(--primary); --cx-accent-ink: #04121A; --cx-surface: var(--surface-solid); --cx-text: var(--text); --cx-muted: var(--muted); --cx-line: var(--border-strong); --cx-bw: 1px; --cx-radius: var(--radius); --cx-radius-lg: var(--radius-lg); --cx-kicker: var(--primary); --cx-check: var(--accent); }

/* Sticky mobile CTA bar */
.cx-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 9990; display: none; padding: 9px 14px calc(10px + env(safe-area-inset-bottom)); background: var(--cx-surface, #fff); border-top: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); box-shadow: 0 -12px 32px rgba(0,0,0,.22); transform: translateY(110%); transition: transform .35s ease; }
.cx-bar.show { transform: none; }
.cx-bar-note { font-size: .72rem; letter-spacing: .02em; color: var(--cx-muted, #777); text-align: center; margin-bottom: 7px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.cx-bar-btns { display: flex; gap: 10px; }
.cx-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-weight: 700; font-size: .95rem; line-height: 1; padding: 14px 18px; border-radius: var(--cx-radius, 10px); text-decoration: none; cursor: pointer; border: 0; }
.cx-bar .cx-btn { flex: 1; }
.cx-bar .cx-btn-solid { flex: 1.6; }
.cx-btn-solid { background: var(--cx-accent, #111); color: var(--cx-accent-ink, #fff); }
.cx-btn-ghost { background: transparent; color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.25)); }
@media (max-width: 820px) {
  .cx-bar { display: block; }
  body.cx-bar-on .cookie-banner { bottom: 104px !important; }
  body.cx-bar-on .to-top { bottom: 104px !important; }
}

/* Exit-intent modal */
.cx-modal { position: fixed; inset: 0; z-index: 9999; display: none; align-items: center; justify-content: center; padding: 24px; background: rgba(8, 10, 14, .6); backdrop-filter: blur(5px); }
.cx-modal.open { display: flex; animation: cxFade .25s ease; }
@keyframes cxFade { from { opacity: 0; } to { opacity: 1; } }
.cx-modal-card { position: relative; width: min(520px, 100%); background: var(--cx-surface, #fff); color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); border-radius: var(--cx-radius-lg, 18px); padding: 36px 34px 28px; box-shadow: 0 40px 90px rgba(0,0,0,.4); text-align: left; }
.cx-modal-x { position: absolute; top: 12px; right: 16px; background: none; border: 0; font-size: 1.7rem; line-height: 1; color: var(--cx-muted, #888); cursor: pointer; padding: 4px; }
.cx-modal-x:hover { color: var(--cx-text, #111); }
.cx-modal-kicker { display: inline-block; font-size: .74rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--cx-kicker, var(--cx-muted, #888)); margin-bottom: 10px; }
.cx-modal-title { font-size: clamp(1.4rem, 3vw, 1.75rem); line-height: 1.18; margin: 0 0 10px; color: var(--cx-text, #111); }
.cx-modal-sub { font-size: .96rem; color: var(--cx-muted, #666); margin: 0 0 18px; }
.cx-modal-list { list-style: none; margin: 0 0 22px; padding: 0; display: grid; gap: 10px; }
.cx-modal-list li { display: flex; align-items: center; gap: 10px; font-size: .93rem; color: var(--cx-text, #222); }
.cx-modal-list svg { flex: none; color: var(--cx-check, currentColor); }
.cx-modal-cta { display: flex; width: 100%; font-size: 1.02rem; padding: 16px 20px; }
.cx-modal-no { display: block; width: 100%; margin-top: 12px; background: none; border: 0; color: var(--cx-muted, #888); font-size: .82rem; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; }
.cx-modal-no:hover { color: var(--cx-text, #111); }

/* Social-proof toast */
.cx-toast { position: fixed; left: 20px; bottom: 20px; z-index: 9994; display: none; align-items: flex-start; gap: 11px; width: min(330px, calc(100vw - 40px)); background: var(--cx-surface, #fff); color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); border-radius: var(--cx-radius, 12px); box-shadow: 0 18px 48px rgba(0,0,0,.28); padding: 14px 34px 14px 14px; opacity: 0; transform: translateY(14px); transition: opacity .4s ease, transform .4s ease; pointer-events: none; }
.cx-toast.show { opacity: 1; transform: none; pointer-events: auto; }
.cx-toast-dot { flex: none; width: 10px; height: 10px; margin-top: 5px; border-radius: 50%; background: var(--cx-dot, #22c55e); box-shadow: 0 0 0 4px rgba(34, 197, 94, .18); }
.cx-toast-body { font-size: .86rem; line-height: 1.45; }
.cx-toast-time { display: block; margin-top: 4px; font-size: .74rem; color: var(--cx-muted, #888); }
.cx-toast-x { position: absolute; top: 6px; right: 9px; background: none; border: 0; font-size: 1.15rem; line-height: 1; color: var(--cx-muted, #999); cursor: pointer; padding: 2px; }
@media (min-width: 821px) { .cx-toast { display: flex; } }
@media (prefers-reduced-motion: reduce) { .cx-bar, .cx-toast { transition: none; } .cx-modal.open { animation: none; } }