Funding for Transportation & Trucking
The load delivers today; the broker pays in 30 to 60 days. Lúmen factors freight invoices for same-day cash and finances the rigs that grow your fleet.
What transportation & trucking businesses are up against
Slow-paying brokers
Freight invoices sit on 30- to 60-day terms while fuel, maintenance, and drivers all need paying now.
Fuel & maintenance
Operating costs hit immediately and constantly, long before the haul gets paid.
Fleet expansion
Adding lanes means adding trucks — a major purchase that's hard to fund out of pocket.
Driver retention
Keeping good drivers means paying on time, every time, regardless of when brokers settle up.
Funding solutions for Transportation & Trucking
These products fit how transportation & trucking businesses actually operate. Explore each in detail.
How we help transportation & trucking
Common use cases
- Factor freight bills for same-day cash
- Finance new or used trucks and trailers
- Cover fuel and maintenance between settlements
- Add lanes and grow the fleet
“Factoring our freight bills with Lúmen means we get paid the day we deliver. We added three trucks last year without ever chasing a broker for money.”
Do you qualify? Most transportation & trucking businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your transportation & trucking business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.