Funding for Technology
Growth-stage tech runs on runway. Lúmen extends yours between rounds, funds a critical hire, or finances hardware — without diluting your equity.
What technology businesses are up against
Runway gaps
The stretch between funding rounds or to the next milestone can get tight, and a missed quarter is costly.
Non-dilutive needs
You'd rather fund growth with capital than give up more equity at an early valuation.
Lumpy contract billing
Enterprise deals and annual contracts create uneven cash flow even when revenue is strong on paper.
Key hires & hardware
A pivotal engineer or a hardware build often needs funding ahead of the revenue it will generate.
Funding solutions for Technology
These products fit how technology businesses actually operate. Explore each in detail.
How we help technology
Common use cases
- Extend runway between funding rounds
- Fund a key engineering or sales hire
- Smooth lumpy enterprise contract billing
- Finance servers, devices, or lab hardware
“We bridged a four-month gap to our Series A with a Lúmen line of credit. Non-dilutive, fast, and far cheaper than giving up more of the company.”
Do you qualify? Most technology businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your technology business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.