Funding for Salons & Spas
A great experience starts with a great space. Lúmen funds salons and spas to build out stations, stock product lines, and manage cash flow between busy seasons.
What salons & spas businesses are up against
Build-out costs
Adding stations or treatment rooms means upfront construction and fixtures before the chairs earn.
Product inventory
Retail and back-bar product lines tie up cash you'd rather keep working.
Seasonal lulls
Bookings ebb and flow with holidays and seasons, creating uneven monthly cash flow.
Equipment investment
New chairs, dryers, and treatment devices are significant purchases that pay back over time.
Funding solutions for Salons & Spas
These products fit how salons & spas businesses actually operate. Explore each in detail.
How we help salons & spas
Common use cases
- Build out new stations or treatment rooms
- Stock retail and back-bar product lines
- Manage cash flow through seasonal lulls
- Finance chairs, dryers, and devices
“A short-term loan funded three new styling stations. We booked them solid within a month and paid the loan off ahead of schedule.”
Do you qualify? Most salons & spas businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your salons & spas business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.