Funding for Medical & Dental
Patients expect modern care; insurers pay on their own schedule. Lúmen funds practices to finance chairs, imaging, and build-outs while reimbursement delays sort themselves out.
What medical & dental businesses are up against
Expensive equipment
Chairs, imaging, and operatory technology carry six-figure price tags but are central to the practice.
Reimbursement delays
Insurance and payer cycles stretch 30 to 90 days, leaving a gap after care is delivered.
Practice build-outs
Adding operatories or opening a location requires substantial upfront construction and fit-out.
Staffing investment
Hygienists, assistants, and front-office staff often need to be in place before new revenue arrives.
Funding solutions for Medical & Dental
These products fit how medical & dental businesses actually operate. Explore each in detail.
How we help medical & dental
Common use cases
- Finance chairs, imaging, and operatory tech
- Bridge insurance reimbursement delays
- Build out new operatories or a second location
- Fund clinical and front-office hires
“We financed a new CBCT scanner and a third operatory through Lúmen. The equipment paid for itself faster than I expected.”
Do you qualify? Most medical & dental businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your medical & dental business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.