Funding for Manufacturing
A production line only earns when it's running. Lúmen funds manufacturers to buy raw materials, upgrade machinery, and keep output flowing while receivables clear.
What manufacturing businesses are up against
Raw-material outlay
You buy inputs and run production weeks before the finished goods ship and the invoice gets paid.
Machinery upgrades
Aging equipment caps capacity and quality, but a new line is a major capital commitment.
Long receivable cycles
Wholesale and B2B buyers pay on net terms, stretching the gap between cost and collection.
Large purchase orders
A breakthrough order is great news — and a cash-flow problem if you can't fund the materials to fill it.
Funding solutions for Manufacturing
These products fit how manufacturing businesses actually operate. Explore each in detail.
How we help manufacturing
Common use cases
- Buy raw materials to fulfill large purchase orders
- Finance new production machinery or a full line
- Factor wholesale invoices for working capital
- Fund a facility expansion to add capacity
“A major retailer placed an order bigger than our annual revenue. Factoring and an equipment loan let us scale the line and deliver on time.”
Do you qualify? Most manufacturing businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your manufacturing business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.