Funding for Hospitality
Occupancy drives everything, and it rises and falls with the calendar. Lúmen funds hotels and hospitality operators to renovate rooms, upgrade amenities, and ride out the off-season.
What hospitality businesses are up against
Seasonal occupancy
Revenue swings sharply with the season, but fixed costs and obligations don't take a break.
Renovation capital
Refreshing rooms and common areas is essential to rates and reviews, but it's a large outlay.
Amenity upgrades
Guests expect current amenities; falling behind directly pressures occupancy and pricing.
Off-season lulls
Slow stretches strain cash flow and make a rigid monthly payment harder to carry.
Funding solutions for Hospitality
These products fit how hospitality businesses actually operate. Explore each in detail.
How we help hospitality
Common use cases
- Renovate rooms and common areas
- Upgrade amenities to lift occupancy
- Bridge off-season cash-flow lulls
- Acquire or refinance the property via SBA
“A long-term loan funded a full room renovation across the property. Our rates and reviews climbed, and the payment fit our seasonal cash flow.”
Do you qualify? Most hospitality businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your hospitality business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.