Funding for Healthcare
Patient care never pauses for a slow reimbursement. Lúmen gives practices and providers the capital to invest in staff, space, and technology while insurance and payer cycles catch up.
What healthcare businesses are up against
Reimbursement lag
Insurance and payer reimbursements can take 30 to 90 days, leaving a gap between delivering care and collecting payment.
Costly equipment
Diagnostic and treatment technology is expensive and evolves fast, but patients expect current standards of care.
Staffing pressure
Recruiting and retaining clinical staff in a tight market often means investing in payroll ahead of revenue.
Compliance & build-outs
Facility upgrades and compliance requirements demand capital on a schedule that doesn't wait for cash to free up.
Funding solutions for Healthcare
These products fit how healthcare businesses actually operate. Explore each in detail.
How we help healthcare
Common use cases
- Smooth cash flow between care delivery and reimbursement
- Finance diagnostic or treatment equipment
- Fund clinical hires ahead of new revenue
- Renovate or expand patient space
“The reimbursement cycle used to dictate every decision we made. A line of credit from Lúmen let us hire two clinicians without waiting on the payers.”
Do you qualify? Most healthcare businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your healthcare business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.