Funding for Franchises
Hitting your development schedule takes capital at every unit. Lúmen funds franchisees to cover fees, build-out costs, and working capital so you can open on time and on plan.
What franchises businesses are up against
Franchise fees
Upfront franchise and territory fees are due long before a new unit generates a dollar of revenue.
Build-out costs
Each location requires construction, equipment, and fit-out to brand standards before opening.
Multi-unit growth
Scaling to your development agreement means funding several units in sequence — or in parallel.
Ramp-up working capital
A new unit needs payroll, inventory, and marketing while it builds toward steady traffic.
Funding solutions for Franchises
These products fit how franchises businesses actually operate. Explore each in detail.
How we help franchises
Common use cases
- Cover franchise and territory fees
- Fund build-out to brand standards
- Finance equipment for a new unit
- Provide working capital through ramp-up
“Lúmen funded our third and fourth locations back-to-back. We stayed ahead of our development schedule instead of begging the bank each time.”
Do you qualify? Most franchises businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your franchises business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.