Funding for Auto Repair
More bays and deeper parts inventory mean more cars out the door. Lúmen funds auto shops to add capacity, finance diagnostic gear, and turn vehicles around faster.
What auto repair businesses are up against
Pricey diagnostics
Modern diagnostic and alignment equipment is expensive but essential to service today's vehicles.
Parts inventory
Keeping common parts on hand speeds turnaround, but it ties up cash on the shelf.
Limited bays
Every bay is a revenue station; adding capacity requires upfront investment in space and lifts.
Uneven workflow
Repair volume fluctuates week to week, making a rigid payment schedule a poor fit.
Funding solutions for Auto Repair
These products fit how auto repair businesses actually operate. Explore each in detail.
How we help auto repair
Common use cases
- Add bays or lifts to expand capacity
- Finance diagnostic and alignment equipment
- Keep parts inventory deep for fast turnaround
- Bridge a slow stretch or fund a marketing push
“Equipment financing put a new alignment rack and two lifts in the shop. We added a third bay and turnaround times dropped overnight.”
Do you qualify? Most auto repair businesses with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score can qualify. Checking your offers takes about five minutes and won't affect your credit score.
Fund your auto repair business
Tell us your goal and a funding advisor will match you to the right product — usually within minutes. Apply with no impact to your credit score.